Building Trust.
Securing Futures.
United Trust Bank is committed to providing reliable financial solutions with integrity, innovation, and personalized service.
Your Security is Our Priority
We use advanced security measures to protect your information and transactions.
Personal Banking
Solutions for your everyday banking needs.
- Checking & Savings
- Verified Transfers
- Statements
- Digital Banking
Business Banking
Powering your business with smart banking.
- Business Accounts
- Recipient Directory
- Bulk Transfers
- Cash Management
Invest & Grow
Plan your future and grow your wealth.
- Balance Insights
- Transfer Tracking
- Wealth Planning
- Financial Advisory
Secure Banking
Bank with confidence using our advanced verification systems.
24/7 Support
Our support desk is always here to help you, day or night.
Member Network
Every account is name-verified across our trusted network.
Trusted by Millions
We are proud to be a dependable financial partner.
Banking services
Everything a member needs to hold, move and monitor their money with confidence.
Secure account management
A personal account number issued to your verified name, with real-time balances and a full ledger behind every movement.
Money transfer
Send money to any member by account number. Their verified name appears instantly, before you confirm a single cent.
Transaction tracking
Follow each transfer through a visual timeline from creation to completion, with a unique USUB transaction ID.
Three-stage verification
Every outgoing transfer clears IMF verification, KYC verification and a final confirmation challenge.
Security features
Server-side authorisation, single-use expiring challenges, attempt limits, audit logging and security event monitoring.
Customer support
In-app support requests, notification history and a dedicated support desk for every account holder.
Security at every stage
Balances, statuses and permissions live in the database — never in the browser. Every sensitive action is validated server-side and written to an append-only audit log.
- Single-use verification challenges bound to one transaction
- Expiry windows and strict attempt limits
- Replay protection on every confirmation
- Atomic ledger postings inside a database transaction
- Role-based administrative authorisation
TRANSFER WORKFLOW
- 1Transfer created
- 2IMF verification
- 3KYC verification
- 4Final confirmation
- 5Processing
- 6Completed
Frequently asked questions
Ready to open your account?
Registration takes a minute. Your account number is issued immediately.